General Ranges by Material
- Asphalt shingle: typically the most affordable full-replacement option
- Metal roofing: higher upfront cost, longer lifespan; the math depends on how long you'll stay in the home
- Tile/slate: highest material cost, longest lifespan, fulfilled through vetted trade partners
- Flat/TPO: priced by square footage and membrane type, not typical shingle pricing
Here are our 2026 instant-quote pricing windows, installed, per square. A square is 100 square feet of roof.
| Roof type | Pricing window per square | 20-square roof | 30-square roof |
|---|---|---|---|
| GAF Timberline HDZ shingles | $658 – $770 | $13,160 – $15,400 | $19,740 – $23,100 |
| GAF Timberline UHDZ shingles | $752 – $880 | $15,040 – $17,600 | $22,560 – $26,400 |
| GAF Grand Sequoia shingles | $846 – $990 | $16,920 – $19,800 | $25,380 – $29,700 |
| Standard metal (exposed fasteners) | $799 – $935 | $15,980 – $18,700 | $23,970 – $28,050 |
| Standing seam metal | $1,034 – $1,210 | $20,680 – $24,200 | $31,020 – $36,300 |
| Flat roof: fanfold TPO | $940 – $1,100 | $18,800 – $22,000 | $28,200 – $33,000 |
Every roof is different, so prices can vary. These ranges are a starting point, not a locked-in price. Your final price is confirmed after an on-site inspection and can change with the roof's size and shape, drainage, insulation, the condition of the decking and the roof underneath, access, and a building permit, when one is required. These estimates are not an offer or contract. See your own roof measured and priced with the instant roof quote.
If you would rather spread the cost out, our roof financing options page explains how payment plans work and what to compare.
Flat and TPO Roof Costs
Flat roofs are priced differently from pitched roofs. Our 2026 window for fanfold TPO is $940 to $1,100 per square installed, or about $18,800 to $22,000 for a 20-square roof.
The biggest things that move a flat-roof price are drainage (how water reaches the canales or drains), insulation, and the condition of the roof underneath, especially on an older tar-and-gravel roof. We confirm all three at the inspection, and like any project, the final price can vary from the range.
Choosing a membrane? See our comparison of TPO, EPDM and modified bitumen for Albuquerque roofs.
If your home also needs stucco work, see our stucco repair cost guide.
What Actually Moves the Number
More than material choice:
- Tear-off complexity: one layer vs. multiple layers of old roofing
- Roof pitch and accessibility
- Decking condition: rot found during tear-off adds cost, which is why a fixed quote before any inspection is a red flag
Why a Quote Is Several Numbers Stacked Together, Not One
When a quote lands as a single total, it's easy to assume it's one flat cost. It's not. It's several distinct categories added together, and knowing what each one covers helps explain why two quotes for the same roof can look different. The two contractors may agree on price and just weight the categories differently. These are typical industry ranges, not numbers designed to sum to exactly 100% on every project; a specific quote's actual breakdown will vary.
| Labor | Typically 40–60% of the total. Covers removing the old roof and installing the new one correctly. It's also where corners get cut on lowball bids, since labor is the easiest category to shortchange without a homeowner noticing until problems show up later. |
|---|---|
| Materials | Usually 30–35% of the total, covering shingles or roofing material, underlayment, flashing, and fasteners. This is what most people focus on when comparing quotes, but it's rarely the biggest driver of price difference between contractors. |
| Tear-off & disposal | Generally 10–15% of the total. Costs more with multiple layers to remove, or heavier material. Tile and slate cost more to remove than asphalt shingles. |
| Permits & overhead | The remainder: permit fees, inspections, and the contractor's insurance and business costs. Most likely category to be missing from a bare-bones quote, and if it's missing, treat that as a red flag. |
Permits in Albuquerque Specifically
The City of Albuquerque requires a permit for most full roof replacements, confirmed directly by the city's own Building Safety guidance. The fee depends on the project, so ask for the permit to be listed as its own line on your estimate. The exact number depends on your specific project's declared value, so the city's own fee estimator tool is the most reliable place to check a current figure rather than relying on a number from any single source, including this one.
One detail specific to Albuquerque's permit process: building inspectors reviewing a roofing permit application check attic ventilation against current code. If your attic is under-ventilated by today's standard, bringing it up to code can become a condition of permit approval. It's a requirement to pass inspection, and it isn't an optional upsell. If your attic hasn't been evaluated for ventilation in years, budget some flexibility for this.
What This Means Practically
- A quote missing permit costs entirely is worth questioning. It likely means the cost shows up later as a surprise, or the permit isn't being pulled at all
- Ask what happens if decking damage is found during tear-off. It's a common, legitimate additional cost, but it should be discussed upfront with a clear per-sheet or per-hour rate
- If your attic hasn't been evaluated for ventilation in years, budget flexibility. A code-required upgrade during a permitted replacement isn't unusual here
What Separates a Low Bid from a High Bid
When you receive multiple quotes for the same project, significant differences in price almost always come down to one or more of these factors:
One thing to check on any bid: whether it covers shingles alone or a complete manufacturer system. Our shingle roofs are complete GAF systems (starter strip, leak barrier, roof deck protection, ridge cap and ventilation), which is what qualifies them for GAF’s stronger system warranties.
- Material quality: Is it 3-tab vs. architectural? Standard vs. Class 4? Entry-level vs. premium shingle?
- Underlayment specification: 15 lb felt vs. 30 lb felt vs. synthetic? Ice-and-water shield in valleys only vs. full coverage?
- Permits: Some contractors skip permits to cut cost; this voids manufacturer warranty and creates problems at resale
- Insurance & licensing: Unlicensed/uninsured contractors often bid lower; your liability exposure if something goes wrong is significant
- Fastener pattern: 4 nails per shingle vs. 6 nails (code in high-wind zones) makes a real difference in wind resistance
- Decking inspection: Some bids exclude decking replacement; others include a realistic allowance
Timberwolf provides detailed, itemized written estimates so you can compare line-by-line instead of looking only at the total price. We're transparent about what's included and what it would cost to upgrade or add.
Insurance and Financing
If storm damage is behind your replacement, your homeowner policy may cover most of the cost. See how we help with insurance claims, how to file a roof claim in New Mexico, and what ACV vs. RCV means for your payout.
If you're paying out of pocket, our financing guide walks through the common options, and these red flags are worth knowing before you sign anything.